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LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
$216,000
|
$432,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
3 years
|
3 years
|
6 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$3,000
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
|
5% Compound Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Total Home Care
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$3,000
|
|
5% Compound Inflation
|
Not Included
|
|
Total Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$19.50
$19.50
$19.50
$19.50
$19.50
$19.50
$19.50
$19.50
$19.50
$19.50
$19.50
$19.50
$19.50
$20.40
$21.00
$21.30
$21.90
$22.20
$23.40
$23.70
$24.90
$25.50
$26.40
$27.60
$28.50
$29.40
$30.90
$32.70
$34.50
$36.00
$38.10
$40.50
$45.00
$48.00
$51.30
$54.30
$58.80
$63.00
$68.10
$72.30
$77.70
$84.00
$100.50
$108.60
$118.20
$128.10
$139.50
$152.40
$165.00
$179.70
$196.20
$214.80
$235.50
$273.30
$299.70
$327.90
$357.30
$389.70
$425.10
$462.30
$503.10
$547.20
$595.80
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$216,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Total Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$39.00
$39.00
$39.00
$39.00
$39.00
$39.00
$39.00
$39.00
$39.00
$39.00
$39.00
$39.00
$39.00
$40.80
$42.00
$42.60
$43.80
$44.40
$46.80
$47.40
$49.80
$51.00
$52.80
$55.20
$57.00
$58.80
$61.80
$65.40
$69.00
$72.00
$76.20
$81.00
$90.00
$96.00
$102.60
$108.60
$117.60
$126.00
$136.20
$144.60
$155.40
$168.00
$201.00
$217.20
$236.40
$256.20
$279.00
$304.80
$330.00
$359.40
$392.40
$429.60
$471.00
$546.60
$599.40
$655.80
$714.60
$779.40
$850.20
$924.60
$1,006.20
$1,094.40
$1,191.60
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$432,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Total Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$55.20
$55.20
$55.20
$55.20
$55.20
$55.20
$55.20
$55.20
$55.20
$55.20
$55.20
$55.20
$55.20
$55.80
$57.00
$58.80
$60.00
$61.20
$63.60
$64.80
$67.80
$69.00
$72.00
$75.60
$77.40
$81.00
$84.60
$88.20
$93.00
$98.40
$103.20
$110.40
$122.40
$129.60
$139.20
$148.20
$158.40
$170.40
$183.60
$195.60
$210.60
$227.40
$270.60
$292.80
$318.60
$345.60
$375.60
$408.60
$443.40
$483.00
$528.00
$577.20
$632.40
$734.40
$804.00
$877.80
$956.40
$1,041.00
$1,135.80
$1,237.80
$1,345.80
$1,463.40
$1,591.20
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov